How Do You Make Better Financial Choices?

As consumers, we’re inundated with choices every day — from the coffee we make in the morning to the gas we put in our cars, the shoes on our feet or the business attire we wear. But those decisions don’t stop when you stop purchasing consumer items. In fact, they...
Creating Your Business “Roadmap” to Arrive at Your Wildest Dreams!

Creating Your Business “Roadmap” to Arrive at Your Wildest Dreams!

Remember “Animal House”?  “Roadtrip!”  When we’re young, it’s exciting to be spontaneous and fly by the seat of our pants — just hit the road with no reservations and see what happens. It’s exhilarating…for a while.

What amazes me is when people, especially business owners follow this approach. Hey, I was one of those business owner!. I didn’t have a plan in writing for the first five years I was in business, and in retrospect that was a big contributor to my business almost going under. According to the U.S. Bureau of Labor Statistics, about 20 percent of small businesses fail within their first year. By the end of their fifth year, roughly 50 percent of small businesses fail. After 10 years, the survival rate drops to approximately 35 percent.  Want to be one of them?

Debt is NOT a four-letter word  (Well, it is…but it’s a good one!)

Debt is NOT a four-letter word (Well, it is…but it’s a good one!)

There are plenty of bad four-letter words out there and, if you’re like me, you can’t help using some of them at times. But “debt” isn’t one to avoid. The truth is, we’ve been scared by pundits and talking heads about having any debt when in actuality debt can actually be a good thing. I call this “good debt.” Hear me out before you roll your eyes.

Is Your Business Starving for Growing Capital? Let’s Get Creative…and Find It!

Is Your Business Starving for Growing Capital? Let’s Get Creative…and Find It!

Every day, financial pundits smugly tell you how to invest, but never tell you how to get the capital to do so. Well, luckily for you, I’m not like other financial pundits and I know where to find cash for a business. This isn’t a magic trick. There’s no abracadabra nonsense. Instead, I’ll help you find money that you aren’t using now. You’re probably saying to yourself or the computer screen that it can’t be that easy, but trust me, it is.