For so many of us, taking the first step is the hardest. This could stem from fear, lack of knowledge or something else preventing us from starting something. It stops us in our tracks, but it doesn’t need to. Instead, we should be looking for ways to achieve our goals, regardless if these goals are about sprucing up your house, looking for a new job, or planning for your financial future.

In order to take the first step sometimes we just need a little push, an impetus to start. We need some guidance to direct us and educate us to push us into making decisions. But, remember, in the end these decisions need to be yours. Others will be there to help and assist, guide and suggest, but these decisions ultimately are yours. No one is going to do this for you. This is your plan; this is your money. No one is going to have more interest in your money than you. To succeed in getting where you want to go, you’ll need to create a financial plan and a road map to guide you toward achieving your goals. We’ve found much success with helping people achieve these four goals:

• make better financial choices,
• reduce any personalfinance-related frustration or stress you may have in your life,
• achieve financial independence in a time frame that is reasonable for you, and
• if financially independent, preserve wealth while continuing to build new wealth.

Creating your personalized financial plan will serve as the starting point of your action plan aimed toward achieving your desired financial goals. It will be a reference point from which you’ll be able to review your progress each year and ensure that you are on the right track to achieving your financialplanning goals.

For more information about finding your own financial plan, visit www.tswealth.com.