What if going to work was optional? - Al Zdenek

Imagine it: walking into the office by choice rather than necessity.  Think about it: Feel the stress melt.  Feels good, doesn’t it?  I bet it brings a smile to your face.

This seems like a pipe dream to many, but the reality is that it isn’t so difficult to achieve with the right financial decisions under your belt and your commitment.

What many people don’t realize is that there are ways to increase cash flow from you’re your business or the personal decisions you make every day.  This extra cash flow can then be spent, saved, or invested, depending on your preference. If you decide to save part of the extra cash, you can achieve your goals sooner and start living the life you want along the way.

Many of the lessons we’ve been taught about money are simply wrong.  They don’t hold up in the real world — especially today’s.

I had a client who wanted to know if she would be financially independent by age 60. After reviewing her cash flow and financial situation, I discovered that not only would she be set by 60, she could be there even sooner! When I told her it could be her option to go to work by 55, she was floored.  “I never thought of that, but it would be great”  was her response .

Together, we mapped out a plan to financial independence by 55.  But by 54, she was able to walk into her office because she wanted to be there, not because she had to be there. Exciting, huh?

If your goal is to determine how your spend your future, three questions you can ask yourself are:

  • How often do my tax advisors, insurance agents, and others involved in my financial life get in touch to review policies, provide insights, offer advice, or find more cash flow? (If it’s annually, they’re not working hard enough on your behalf.)
  • Is compound interest working for me around the clock? (If it’s not, you’re missing a golden opportunity to increase your wealth with minimal effort. Don’t worry, many really smart people are guilty of missing out here.)
  • Is being debt-free my top priority? Is paying off my mortgage as quickly as possible a no-brainer? (If you answered yes to both, you may be starving your cash flow, which can be used for current goals or help protect you when you need it most.)

Many of the lessons we’ve been taught about money are simply wrong!  The good news is, you can turn your financial picture around in fairly short order.

For a fresh look at personal finance, plus a brand-new perspective on increasing cash flow, saving on taxes, and building wealth so you can live your best life –– not only in the future but now –– check out my book Master Your Cash Flow®.

It’s an empowering feeling, and it’s totally possible to get there. I did it by age 48!  With a little effort and redirection, you will too.